Terms & Conditions for DANA and QRIS
These Terms & Conditions set the rules for creating, using and maintaining your koin138 account. You must provide account details that belong to you, complete any phone verification requested before account access, and keep your login details private. Wallet or bank details used for account activity
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may need to match your verified account information. DANA, OVO, GoPay, QRIS, bank transfer and virtual account references are handled under the transaction rules displayed at the relevant cashier step. We may pause a transaction while checking a receipt, account detail or unusual activity. Policy access
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depends on local law, and certain features may not be available in every Indonesian region. Read the current wording before you proceed; continued account use after a posted change means you accept the revised terms where local law permits.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.