Legal access and wallet records
Our Legal notice applies to the relationship between you and the koin138 account service. Eligibility and access depend on local law, so you should check the rules that apply to your location before opening or using an account. We may ask you to complete phone verification,
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confirm account details, or provide a payment record when a wallet transaction needs checking. DANA, OVO, GoPay and QRIS appear as separate wallet references in our cashier records, while bank transfer and virtual account entries remain tied to the account step that created them. We use
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those records to match requests, investigate status questions and apply account controls. A request to change personal details can require an identity check before we act. If a legal rule changes, we may adjust access or ask you to review the current notice. Where local law
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permits, you can continue through the account path shown after verification.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.